Learn How to Qualify to Have Your Federal Loans Balance Forgiven Interested in shedding some federal student loan debt? If you plan things just right, there’s a strategy that may work for you. It’s called the Public Service Loan Forgiveness program. Here are the requirements: You must work full-time for a public service employer—a government agency or a non-profit organization. (Not all non-profits qualify.) You must have a qualifying loan and a qualifying repayment plan. (You can restructure both so they meet the requirements.) You must make 120 qualifying payments, all while meeting the points above. Learn more in this Department of Education blog post . You’ll find a step-by-step explanation of how to qualify for each requirement.

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Public Service + 10 Years of Payments May = Student Loan Relief